SIP of ₹15K/month for 3 Years at 10% Expected Return
Total Corpus
₹6,31,950
Invested
₹5,40,000
Returns Gained
+17.0%
SIP Calculator
Adjust sliders or enter values to estimate your SIP returns
Total Corpus
after 3 years
Invested Amount
₹0
Est. Returns
₹0
Wealth Gained
0%
returns on total investment
Wealth Breakdown
Total Invested
Your monthly SIP contributions
₹5,40,000
85.4%
Estimated Returns
Wealth gained via compounding
₹91,950
14.6%
Total Corpus
Final value at maturity
₹6,31,950
100%
Insights
Wealth Multiplier
+17.0% returns
Your ₹5,40,000 invested grows to ₹6,31,950
Daily Investment
₹493/day
That's just ₹493 per day to build a ₹6,31,950 corpus
One More Year
+₹2,56,228
Investing for 4 years instead of 3 adds ₹2,56,228 to your corpus
Better Returns Matter
₹19,863 more
At 10% vs 8%, you earn ₹19,863 extra over 3 years
₹1 Crore Goal
₹2,37,361/mo
To reach ₹1 Crore in 3 years at 10%, you need ₹2,37,361/month
About This SIP Calculation
Investing ₹15K every month through SIP for 3 years at an expected 10% annual return builds a corpus of ₹6,31,950. Your total investment of ₹5,40,000 generates estimated returns of ₹91,950 — a wealth gain of 17.0%. Compounding accelerates sharply in the later years: roughly 28% of the final corpus is created in the last quarter of the investment period. Starting ₹15K/month 3 years earlier at the same rate can add over ₹54,000 more to your final corpus. Debt funds targeting 10% returns are taxed at your income slab rate on gains. Investing in direct plans rather than regular plans typically saves 0.5–1% annually in expense ratio, compounding to a significant difference over 3 years.
Year-by-Year Growth
How your SIP corpus grows each year
Total Months
36
| Year | Invested | Returns | Corpus |
|---|---|---|---|
| Year 1 | ₹1,80,000 | ₹10,054 | ₹1,90,054 |
| Year 2 | ₹3,60,000 | ₹40,010 | ₹4,00,010 |
| Year 3 | ₹5,40,000 | ₹91,950 | ₹6,31,950 |
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